Before creating a bank account you need to decide which type of bank you will want to use. Not all banks are the same, and that’s the truth even when it comes to personal checking or savings accounts. Large banks tend to have multiple branches across most cities. That means you’ll have access to a local branch virtually anywhere you go, along with things like 24-Hour ATMs, and 24-Hour help lines. Smaller banks tend to offer a more personal environment. They can still offer things like online account balance check, but can also work with you more when looking for loans or other investments because these types of banks tend to be on a more personal level with their customer base. Which type of bank are you looking for? Visit our website right now to read our free guide which contains everything you need to know about banking. Find the differences between different types of banks, plus how to save more when doing things like making investments or getting home and car loans.